Job Opening

Posting Title: Loan Officer, Gaza Field Office (LDC), M3B
Job Code Title: Loan Officer
Department/Office: United Nations Relief and Works Agency (UNRWA)
Duty Station: GAZA
Posting Period: 11 January 2022 - 25 January 2022
Job Opening Number: 22-Human Resources-UNRWA-172227-R-Gaza (R)
Staffing Exercise N/A
United Nations Core Values: Integrity, Professionalism, Respect for Diversity
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Org. Setting and Reporting

• The incumbent is responsible to the Area Loan Supervisor.

Responsibilities

In accordance with established Agency policy and procedures the incumbent:

• Promotes and retails credit to micro-entepreneurs and small businesses through visits to designated local market and industrial areas to support business development by financing working capital and investment opportunities;
• Promotes and retails consumer and housing loans to low-income households through visits to their workplaces and households to provide finance for household assets and home improvement;
• Ensures screening of prospective borrowers, including visiting the businesses and/or households, completing the loan applications, analyzing the loan requests and recommending disbursement;
• Through individual marketing and promotion channels, ensures financing new and repeated loans to increase the size of the portfolio;
• Monitors and leverages an adequate healthy caseload of active borrowers;
• Follows up on payments of performing portfolio to ensure adequate repayment rate;
• In coordination with the relevant MD staff, follows up on payments of bad portfolio from delinquent clients to reduce its volume;
• Performs such other duties as may be assigned.

Competencies

• Ability to work within a team;
• Effective interpersonal, communication and marketing skills;
• Customer focus with commercial judgment;
• Familiarity with the local market needs;
• Problem solving abilities;
• Ability to cope with change and pressure.

Education

• Completion of a two-year post secondary diploma in accountancy, business, marketing or other related commercial discipline.

Work Experience

At least three years of experience in sales, marketing or banking.

Languages

• Good command of spoken and written Arabic and English.

Assessment

Evaluation of qualified candidates may include an assessment exercise which may be followed by competency-based interview.

Special Notice

Contract Type & Duration:
Limited Duration Contract for 1 year; renewable; Appointment subject to funding confirmation.

Conditions of service:
The monthly basic salary shall be 846.60 US$ at level ML3B. An existing LDC member can apply to this LDC post but will not be allowed to assume such post through secondment as he/she needs to leave his/her current status to accept the new LDC appointment.

Additional Information
• Possession of a valid driving license.
• Willingness to work beyond regular working hours.

Desirable Qualifications:
A first university degree in business administration, accountancy or economics.

Equivalency:
When the minimum requirements are not fully met, Field Director for Field Area staff and Director of Human Resources for Headquarters Area staff, in consultation with the concerned supervisor may exceptionally substitute part of the unmet requirements with a combination of relevant academic qualifications, additional professional training and progressive relevant work experience.
NB: Work experience alone or formal qualifications with no relevant work experience are not considered an acceptable combination

General Information:
This vacancy notice is open to internal candidates on LDC and external candidates.

As an Area post, preference will be given to local candidates already based in the duty station of the post.

The Agency reserves the right not to make an appointment, to make an appointment at a lower grade, or to make an appointment with a modified job description.
On appointment, all individuals will be asked to sign a self-attestation, confirming that they have not committed, been convicted of, or prosecuted for, any criminal offence and that they have not been involved, by act or omission, in the commission of any violation of international human rights law or international humanitarian law.

United Nations Considerations

Staff members are subject to the authority of the Commissioner-General of UNRWA and to assignment by him or her.

UNRWA is committed to achieving gender parity at all levels of staffing under the current UN-wide gender agenda and strongly encourages applications from qualified applicants from under-represented groups.

At UNRWA, the paramount consideration in the recruitment and employment of staff is the necessity of securing the highest standards of efficiency, competence and integrity, with due regard to geographic diversity. All employment decisions are made on the basis of qualifications and organizational needs. UNRWA is committed to creating a diverse and inclusive environment of mutual respect. Reasonable accommodation for applicants with disabilities may be provided to support participation in the recruitment process when requested and indicated in the application.

UNRWA Considerations
UNRWA staff are expected to uphold the highest standards of efficiency, competence, neutrality, impartiality and integrity. This includes respect for and commitment to human rights, diversity and non-violent means of dealing with all kinds of conflict. Only persons who fully and unconditionally commit to these values should consider applying for UNRWA jobs. Candidates will not be considered for employment with UNRWA if they have committed violations of international human rights law, violations of international humanitarian law, sexual exploitation, sexual abuse, or sexual harassment, or if there are reasonable grounds to believe that they have been involved in the commission of any of these acts. Candidates who have committed crimes other than minor traffic offences may not be considered for employment. The Agency may disqualify applicants who have separated for reason of misconduct, who left a UN Agency while misconduct processes were pending, or who appear on the UN Sanctions List.
UNRWA is a non-smoking work environment.

Applicants are urged to follow carefully all instructions available in the online recruitment platform, inspira. For more detailed guidance, applicants may refer to the Manual for the Applicant, which can be accessed by clicking on “Manuals” hyper-link on the upper right side of the inspira account-holder homepage.

The evaluation of applicants will be conducted on the basis of the information submitted in the application according to the evaluation criteria of the job opening and the applicable internal legislations of the United Nations including the Charter of the United Nations, resolutions of the General Assembly, the Staff Regulations and Rules, administrative issuances and guidelines. Applicants must provide complete and accurate information pertaining to their personal profile and qualifications according to the instructions provided in inspira to be considered for the current job opening. No amendment, addition, deletion, revision or modification shall be made to applications that have been submitted. Candidates under serious consideration for selection will be subject to reference checks to verify the information provided in the application.

Job openings advertised on the Careers Portal will be removed at 11:59 p.m. (New York time) on the deadline date.

Sorry, this job opening is no longer available.
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